Posts Tagged ‘Insurance’

The Failure of Tort Reform

Steve Cohen has an interesting article, On Tort Reform, It’s Time To Declare Victory and Withdraw, detailing the failings of tort reform in the medical malpractice context.  In his article, Steve outlines some of the things we’ve learned since tort reform started passing in waves, including in Texas: 1) Tort reform hasn’t decreased healthcare costs. …

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How Do I Settle A Claim With An Insurance Company Amicably?

This is another question I recently received. A person was injured in a car wreck, they submitted a demand letter, and tried to negotiate, but the insurance company was stonewalling them.  What are they supposed to do? There isn’t a good answer for someone in this situation.  Insurance companies may engage in stonewalling tactics that…

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I Waited Two Months To Go To The Doctor. Do I Still Have A Case?

I received this question the other day, and I thought others might be interested in the answer as well. The short answer is “yes.”  Just because you didn’t immediately go to the doctor does not mean that you were not hurt and that you don’t have a case. But those types of delay do make…

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Is Your Insurance Company Paying Fairly?

Last week, local news station KXAN ran a great story on the problems that consumers encounter trying to get insurance companies to pay their claims.  Unfortunately, I see this on a daily basis.  When you’re hurt or injured, insurance companies seem to employ the old deny, defend and delay tactics to try and minimize what…

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Auto Insurance Isn't All The Same

There’s an insurance company currently running television ads here in Austin (and I assume elsewhere) encouraging you to use them because “all insurance is the same” so use them and avoid the middle man. That’s basically fraud.  All auto insurance isn’t the same.  There are different coverages to buy, different deductibles to consider, and a…

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Insure.com's Rating of Best Auto Insurance Companies

This week, Insure.com, the self-proclaimed independent consumer insurance website, released its list of Best Insurance Companies based on customer satisfaction rankings.  The company surveyed 3,835 customers of 15 large insurers in auto, home, and health insurance, and 14 in life insurance. The survey asked about: customer service claims satisfaction value for price paid percent who…

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