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It looks like the trucker does not have liability insurance. Does that mean I cannot file a lawsuit?

No, it does not mean you cannot file a lawsuit. It is possible that you may have uninsured/underinsured motorist coverage through your own insurance carrier. If you do have such coverage, it pays out benefits if you have been in an accident due to the negligence of another and that individual does not have insurance or does not have enough insurance to pay compensation.

Each case is different and it is best to consult with a personal injury attorney to find out not only about your legal rights, but what insurance coverage you do have. Additionally, in many instances where an individual does not have auto liability insurance, they also may not have much property you could recover against. This, too, is something that needs to be discussed with your personal injury attorney.

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Holding Wrongdoers Accountable

Learn more about car insurance in Texas and what you can do to avoid common accident claim mistakes with these free resources.


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