If I am injured by a hit-and-run driver without insurance or low insurance limits, what happens?

If you are injured by a hit-and-run driver without insurance or low insurance limits, you may file a claim with your auto insurance carrier – a claim referred to as an uninsured (UM) or underinsured claim (UIM). This kind of insurance is usually available to assist you in recouping lost wages and to pay your medical bills.

Other Texas Uninsured/Underinsured Motorist Coverage Claim FAQs:

Holding Wrongdoers Accountable

Learn more about car insurance in Texas and what you can do to avoid common accident claim mistakes with these free resources.

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