According to the law every driver in Texas must have their vehicle insured. Despite this law, many do not follow it or, they only get the minimum required coverage.
The Texas Department of Insurance indicates that roughly 20 percent of Texans do not have any type of insurance. That translates into a one in five chance that any car crash is going to involve an uninsured driver.
Other Texas Uninsured/Underinsured Motorist Coverage Claim FAQs:
- Are there minimum insurance requirements in Texas?
- Do I have to have uninsured/underinsured motorist insurance?
- Does every driver in Texas have insurance?
- Does my insurance company automatically pay my claim if I file a UM/UIM claim?
- How many uninsured/underinsured motorists are there in Texas?
- I got a letter from an insurance company talking about a credit they are entitled to for other payments. What are they talking about?
- I was involved in a car accident recently and was injured. I do not have vehicle insurance. Am I still able to file a claim?
- If I am injured by a hit-and-run driver without insurance or low insurance limits, what happens?
- Is uninsured/underinsured motorist insurance expensive?
- My best friend has uninsured/underinsured coverage and says I should get it. What does that mean?
- There is quite a significant difference between an underinsured driver and an uninsured driver.
- What is the difference between an uninsured motorist and an underinsured motorist?
- Why does it matter if I do not have enough insurance?
- Why is an accident with an uninsured driver a big problem?