Does every driver in Texas have insurance?

According to the law every driver in Texas must have their vehicle insured. Despite this law, many do not follow it or, they only get the minimum required coverage.

The Texas Department of Insurance indicates that roughly 20 percent of Texans do not have any type of insurance. That translates into a one in five chance that any car crash is going to involve an uninsured driver.

Other Texas Uninsured/Underinsured Motorist Coverage Claim FAQs: