Who responsible for paying any damages after the dog attack?

In most instances, the dog owner’s insurance policy covers the damages. Most policies cover injuries caused by a homeowner’s pet and there are some policies that have special animal insurance coverage.

There are cases where a pet owner does not have insurance. However, they can still be held liable for an animal attack. If the dog’s owner is legally responsible/liable for your injuries, that means they are also responsible for damages. That said, if they do not have insurance, it will be more difficult to collect for your injuries.