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Who is responsible for paying damages in a dog bite case?

In the vast majority of dog bite cases, the owner’s home insurance policy pays. These policies typically cover injuries cause by the dog and there are some pet owners that carry special animal insurance. However, this is not always the case, but if the pet owner is not insured, it does not mean they are not or cannot be held liable to pay your damages. What it may mean though is that it could be more difficult to collect damages without insurance.

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