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What happens to an accident claim if my employer does not have workers’ compensation?

Texas-based companies often do not offer workers’ compensation. Companies that do this are known as “non-subscribers.” A workplace accident at one of these types of companies means that the injured party does not receive workers’ compensation.

A workplace accident at a non-subscriber company does not necessarily mean that the injured party cannot receive any compensation for their injuries. Frequently, employers without workers’ compensation are left wide open to personal injury lawsuits from injured workers.

Personal injury cases are different from workers’ compensation claims. Injured workers can recover a high amount of damages in personal injury cases. Personal injury cases are also problematic for employers. Often, defenses like – contributory negligence, co-worker negligence and assumption of risk – are not available to a defendant company that is a non-subscriber.

To learn more about personal injury claims, contact Schuelke Law for more information.

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