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The other driver involved in my accident said his insurance company would probably call me. Am I supposed to talk to them?

No, do not speak to the other driver’s insurance company. Never give them a statement of any kind. If they do contact you, direct them to speak to your attorney. You are not obligated to talk to them and may refuse to do so.

Do not provide any information about your health, the accident or any other matter relating to the accident. Insurance companies are not your friends. Insurance adjusters are trained to diminish, dismiss or deny your claim or to settle as low as possible. Any information you give them will be used against you later to reduce the claim or deny it.

Also be aware that insurance adjusters often ask you to take a settlement offer before you may have spoken to an attorney. Do not accept this offer. If you do, you will be unable to seek further compensation for your injuries. Do not sign anything the other driver’s insurance company sends you or tells you that you need to sign, in particular do not agree to a release of medical records. Contact an experienced attorney and find out what your legal rights are before you do anything.

Other Auto Accident FAQs:

Holding Wrongdoers Accountable

Learn more about car insurance in Texas and what you can do to avoid common accident claim mistakes with these free resources.


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