I was in a car accident and do not know what to do about my vehicle insurance. Do I call my insurance company and the other driver’s insurance company?

There are typically two insurance companies involved in getting claims settled after there has been an accident. The first insurance company is the one that the driver of the other car has his or her insurance with. They are not your friends and there is no obligation to speak to them. In fact, it is best that you do not, and leave that to your auto accident attorney.

The statute of limitations in Texas auto accident is two years. You do not have to speak to the other party’s insurance company or put them on notice of a claim until two years after the collision. To get the matter resolved, it is best to contact them at some point. Your attorney can assist you with this.

The other insurance company involved in your car accident is your own and you need to alert them as soon as possible. The same day is preferable, if possible, and explain what happened and what caused the crash. By calling them, you are going to be asked to make a statement on what happened, who was injured, and who caused the crash. You have to speak to your own insurance company because if you do not, they can deny your claim and allege they do not have to pay you anything under your policy.

When you purchase car insurance, you sign a contract that outlines the obligations you and the insurance company are expected to live up to in order to claim benefits.

The first thing to do after a car accident is contact your insurance company as soon as you can, then contact an attorney to find out what your legal rights are and how to file a claim.

Other Auto Accident FAQs:

• A big rig hit me, and police are citing the trucker and saying it was his fault. What are my rights?
• After my car accident, the other driver’s insurance company refused to pay my doctor’s bills. Why did they do that? The other driver was cited as being at-fault for the accident.
• Am I required to notify my insurance company of the fact that I was involved in an accident?
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• Am I supposed to talk to the police when they arrive on the scene of an accident, or do I have to call an attorney first?
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• Are there any other distractions while driving that I should be aware of and avoid?
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• Do I have a case if I was involved in a car accident and was a passenger?
• Do I have to go to court and talk about my accident? I really don’t want to do that.
• Do I have to go to court if I choose to file a personal injury lawsuit after my car accident?
• Do I need to call the other driver’s insurance company and inform them of the accident?
• Do I need to hire a lawyer after a car wreck? And if so, when?
• Do I need to hire an attorney right after the accident, or can I wait until later and I have spoken to the insurance company?
• Do I really need to hire a lawyer? Can’t I just handle the insurance company issues on my own?
• Doctors at the hospital where I was taken after my accident said I needed treatment for my injuries. I not have health insurance or insurance of any kind. What do I do?
• Does Texas have a high rate of car accidents?
• How can I figure out the value of damages after my car accident?
• How do I even know if I have a successful accident claim?
• How do I know if I can file a lawsuit against the other driver involved in my accident?
• How do I know if I have a claim after an accident?
• How do I obtain compensation for the injuries I suffered in a car accident? Do I have to go to court?
• How much money can I expect in a settlement offer?
• I cannot pay the medical bills as a result of the accident I was in. What am I supposed to do?
• I felt fine after my car accident and refused medical treatment. Several days later I began experiencing pain in my neck and back. What do I do now?
• I got T-boned in an intersection last week, and landed in the hospital. Do I need a car accident lawyer?
• I have been involved in a collision. Is there anything I can do to protect or preserve the evidence?
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• I need to see a doctor after being involved in an accident. What am I supposed to tell them and what do I need to be aware of?
• I really need to get on with my life after my accident. How long does it take for accident claim to be settled or go to court?
• I rear-ended another car, but my SUV was pushed into the one in front of me by another vehicle. Am I considered to be the at-fault driver in this case?
• I think I was partly to blame for my car accident. How does that affect my case?
• I was a passenger in a car involved in a crash and was injured. Do I have a legal claim?
• I was hit by another driver ramming into my vehicle after hitting a pothole. Who is responsible for an accident like that?
• I was hurt in a car accident, and my neighbor said I had to talk to a lawyer about the other driver’s negligence. What does that mean?
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• I was in an accident and the other driver left the scene. What do I do?
• I was in an accident that broke my pelvis in several places and need more than one operation to be able to walk again. My husband was the driver and he was at fault for the accident. Can I sue him?
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• I was involved in a bad accident that sent several people to the hospital. The crash was my fault. Am I entitled to any compensation?
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• I was involved in a car accident and broke my leg and several ribs and need surgery. Do I need an attorney to help me get compensation for my medical bills?
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• The accident I was involved in was partially my fault. Am I still able to file a claim?
• The day after my accident, the other driver changed their story about what happened. What do I do now?
• The doctor said I had to do physio and other rehab exercises to recover from my car accident injuries. Does it matter if I do not do rehab and physio?
• The insurance company offered me a settlement after my car accident. Can I accept it?
• The offer the insurance company is presenting to me seems reasonable. Do I need to speak to an attorney?
• The other driver involved in my accident said his insurance company would probably call me. Am I supposed to talk to them?
• The other driver was at-fault for the accident. What happens now?
• The other driver’s insurance company has been calling me several times a week wanting to talk about the crash. What do I tell them?
• The other driver’s insurance agent called me. What do I tell him?
• The person who hit me left the scene of the accident. Now what?
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• When my attorney was talking about proving negligence in my car accident, she mentioned the other driver breached his duty of care to drive safely. What does breach mean legally?
• Why do I need a car accident attorney?