After my car accident, the other driver’s insurance company refused to pay my doctor’s bills. Why did they do that? The other driver was cited as being at-fault for the accident.

You are probably not going to like this answer, but it is the reason why the other driver’s insurance company refused to pay your medical expenses. The insurance company is a business and they take care of their bottom line by retaining as much money as they can, not by paying out claims. They realize that if you do not have the funds to see a physician, you cannot prove you were hurt in the accident. If you cannot prove that, then they do not have to pay you.

If you cannot prove that you were hurt in the car accident, the insurance company does not have to pay you. If you press a claim they know that if you cannot afford medical care they could get away with pitching you to settle for less.

It is always in your best interest to reach out and speak to an experienced car accident attorney who is familiar with how insurance companies work. Legal representation tends to ensure you get fair and equitable compensation.

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