Personal Injury Problems: Talking To The Insurance Company

How Talking to the Insurance Company Can Hurt Your Personal Injury Claim

After you are injured, you may get a call from an insurance adjuster wanting information about your claim. Be wary of these calls. Mistakes you make in these calls can harm the value of your case. Avoiding these calls is a big reason why it’s important to hire a personal injury lawyer sooner rather than later for your claim.

THE ROLE OF INSURANCE ADJUSTERS

No matter how nice they seem, insurance adjusters are never on your side. It is important to remember that they are employees of the insurance company and that they have received extensive training on how to minimize the payments they make to you. One part of that training is how to conduct recorded statements and how to talk to people making claims.

THE DANGERS OF THE RECORDED STATEMENTS

Every personal injury lawyer will advise you not to give a recorded statement if you don’t have to? Why? There is no benefit to you of agreeing to the recorded statement. If the insurance company needs information, we can give it to them in other formats. But the insurance company wants a recorded statement so that they can use it against you. They’ll use tactics like:

• Asking about your injuries before you fully understand how bad you’re hurt
• Using leading questions to get you to downplay your injuries
• Trying to lure you into making inconsistent statements
• Trying to convince you that you might be partially at fault for your incident or injuries
• Worst of all, getting you to fully settle your claim without you understanding your rights or what you’re doing

HIRING A PERSONAL INJURY LAWYER CAN HELP YOU AVOID THESE MISTAKES

A personal injury lawyer can help you avoid these mistakes. Generally, we take over all communications with the insurance company so that you don’t have to ever give the recorded statement. Now, there are some instances where you might have to cooperate with the insurance company and give a recorded statement, usually when you’re making an uninsured or underinsured motorist claim. In those cases, we’ll walk you through the process and help prepare you for the call to minimize the risk of you harming your claim

Don’t harm your case.

If you’ve been injured in a car wreck or by someone else’s negligence, contact us today for a free consultation to ensure you don’t harm your case by talking to the insurance company.

For additional information on the personal injury process, check out our personal injury claim center.