Face it. Most people are lazy. When it comes time to renew our auto insurance, most of us simply buy the same coverage we had last year.
That’s a mistake.
Situations change, and you need to take that into account when renewing your insurance each year. Your finances may be in a little better shape so you need more protection. Your car may be older so it may need less coverage. You may have a new driver in the family.
Your circumstances are always changing, and many of those changes affect the type of coverage and the amount of coverage that you need. Don’t just take the easy way out. Spend a few minutes looking at your circumstances and needs and make an informed choice.