Generally, no. When you buy your insurance, you can add uninsured/underinsured coverage for a fairly minimal amount. Obviously, some people have extreme situations where it becomes more costly, but for most people, it only adds a few dollars to the bill.
Other related FAQs
- Do I have to have uninsured/underinsured motorist insurance?
- Does my insurance company automatically pay my claim if I file a UM/UIM claim?
- How many uninsured/underinsured motorists are there in Texas?
- I was involved in a car accident recently and was injured. I do not have vehicle insurance. Am I still able to file a claim?
- If I am injured by a hit-and-run driver without insurance or low insurance limits, what happens?
- Is uninsured/underinsured motorist insurance expensive?
- What is the difference between an uninsured motorist and an underinsured motorist?
- Why does it matter if I do not have enough insurance?
- Why is an accident with an uninsured driver a big problem?